Privacy Policy

Last Updated: April 1, 2026

AB Holdings of Charlottesville LLC ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

Information We Collect

We may collect information about you in a variety of ways, including:

  • Personal Data: Name, email address, phone number, business information, and other contact details you provide when you contact us or apply for funding.
  • Financial Information: Business financial data, tax returns, bank statements, and other documents necessary to evaluate funding applications.
  • Usage Data: Information about how you access and use our website, including your IP address, browser type, and pages visited.

How We Use Your Information

We use the information we collect to:

  • Process and evaluate funding applications
  • Communicate with you about our services and your account
  • Improve our website and services
  • Comply with legal obligations and prevent fraud
  • Send marketing communications (with your consent)

SMS & Text Message Communications

If you opt-in to receive text messages from AB Holdings of Charlottesville LLC, we may send you recurring marketing and promotional SMS/MMS messages using an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our financial products and services.

Message Frequency: Message frequency varies; you may receive up to 4 messages per month.

Costs: Message and data rates may apply as determined by your mobile carrier.

Opt-Out: You may opt out at any time by replying STOP to any text message you receive from us. After you send STOP, we will send you a confirmation message and you will no longer receive messages from us.

Help: For assistance, reply HELP to any message or contact us at andrew@abholdingsofcharlottesville.com.

Consent Not Required: Consent to receive marketing text messages is NOT a condition of purchase or of receiving any services from AB Holdings of Charlottesville LLC.

Mobile Information Sharing: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Disclosure of Your Information

We may share your information in the following situations:

  • With Service Providers: We may share information with third-party service providers who perform services on our behalf, such as payment processing and data analysis.
  • For Legal Compliance: We may disclose information when required by law or to protect our rights, property, or safety.
  • Business Transfers: In connection with a merger, sale, or other transfer of our business or assets.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including:

  • The right to access the personal information we hold about you
  • The right to request correction of inaccurate information
  • The right to request deletion of your information
  • The right to opt out of marketing communications

To exercise these rights, please contact us at andrew@abholdingsofcharlottesville.com.

Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

Contact Us

If you have questions about this Privacy Policy, please contact us:

AB Holdings of Charlottesville LLC
600 E Water St Suite C
Charlottesville, VA 22902
Email: andrew@abholdingsofcharlottesville.com